Trusted by 10,000+ Businesses

EmpoweringNigerianEntrepreneurs

Transform your business dreams into reality with VETLEP's innovative microcredit solutions. Fast, flexible, and designed for the Nigerian market.

₦150M+
Loans Disbursed
1000+
Active Users
98%
Success Rate
Nigerian entrepreneurs
Quick Approval
In 24 hours
Community Support
24/7 Available
Premium Financial Solutions

Why Choose
VETLEP?

We're not just another lending platform. We're your partner in building a stronger, more prosperous Nigerian business ecosystem.

Lightning Fast Approval

Get approved in as little as 24 hours with our AI-powered assessment system.

Secure & Trusted

Bank-level security with end-to-end encryption to protect your financial data.

Flexible Repayment

Choose repayment terms that work for your business cash flow and growth cycle.

Community Support

Join a network of entrepreneurs with mentorship and business development resources.

Business Growth Tools

Access analytics, financial planning tools, and growth insights for your business.

Mobile-First Experience

Manage your loans, payments, and business insights from anywhere with our mobile app.

No Hidden Fees

Transparent pricing with no surprise charges. What you see is what you pay.

Local Understanding

Built specifically for Nigerian businesses with local market knowledge and support.

Tailored Solutions

Customized loan products for different business types, from retail to agriculture.

Experience the VETLEP Difference
Simple Process

How It Works

Getting a business loan has never been easier. Our streamlined process gets you from application to funding in record time.

1

Apply Online

Fill out our simple application form with your business details and loan requirements.

2

Quick Assessment

Our AI-powered system evaluates your application using multiple data points for fair assessment.

3

Get Approved

Receive approval notification within 24 hours with your personalized loan terms.

4

Receive Funds

Funds are disbursed directly to your account, ready to fuel your business growth.

Ready to Get Started?

Join thousands of Nigerian entrepreneurs who have transformed their businesses with VETLEP.

Premium Loan Solutions

Loan Products

Choose from our diverse range of loan products, each tailored to meet the unique needs of different individuals and businesses across Nigeria.

₦100M+Active Loans
10K+Happy Clients
98%Approval Rate
Most Popular
Personal

Salary Earners Loan

Progressive loan levels for employed individuals with steady income to meet personal and family financial needs.

Loan Summary:

Loan Range
₦30,000 - ₦2,000,000
Interest Rate
3-5% per month
Savings Required
25-35% required
Repayment Period
3-12 months
Registration Fee
₦5,000 (One-time)
4 Progressive Levels Available

Key Features:

Progressive loan levels
Flexible repayment options
Personal loan screening for amounts above ₦1M
6 months bank statement required
Retail

Retail Market Traders Loan

Entry-level market trader loan with group-based guarantee and minimal requirements.

Loan Amount
₦300,000 - ₦499,000
Duration
3 months
Interest Rate
3% per month
Application Fee
0.5%
Registration Fee
₦5,000 (One-time)
Savings Required
10% required
Collateral
Group-based guarantee

Key Features:

Low application fee
Group guarantee only
Quick approval process
Ideal for new market traders
Wholesale

Wholesale Market Traders Loan

Mid-tier market trader loan with external guarantor requirement for established traders.

Loan Amount
₦500,000 - ₦5,000,000
Duration
3-12 months
Interest Rate
4-5% per month
Application Fee
0.5-1%
Registration Fee
₦5,000 (One-time)
Savings Required
20% required
Collateral
One external guarantor + Group guarantee

Key Features:

External guarantor support
Flexible 3-12 month tenor
Higher loan amounts
Established trader focus
Transport

Transportation Loan

Premium market trader loan for high-capacity traders with comprehensive guarantee requirements.

Loan Amount
₦1,000,000 - ₦2,000,000
Duration
6-15 months
Interest Rate
5% per month
Application Fee
1%
Registration Fee
₦5,000 (One-time)
Savings Required
30% required
Collateral
One external guarantor + Group guarantee

Key Features:

Highest loan amounts
Extended repayment period
Premium trader support
Comprehensive guarantee system
Education

Educational Advancement Loan

Supporting students and professionals pursuing further education, certifications, and skill development.

Loan Amount
₦100K - ₦3M
Duration
6-36 months
Interest Rate
From 2.0%
Registration Fee
₦5,000 (One-time)

Key Features:

Education-focused
Deferred repayment option
Career counseling
Academic support
Agriculture

Agricultural Development Loan

Comprehensive financing for farmers and agribusiness owners to modernize and expand agricultural operations.

Loan Amount
₦500K - ₦20M
Duration
12-72 months
Interest Rate
From 2.8%
Registration Fee
₦5,000 (One-time)

Key Features:

Equipment financing
Crop insurance
Agricultural training
Market access

Need a Custom Solution?

Don't see a loan product that fits your specific needs? Our team of financial experts can work with you to create a customized financing solution for your unique requirements.

Success Stories

Hear from Nigerian entrepreneurs who have transformed their businesses and communities with VETLEP's support.

Opeyemi Adegboyega

Opeyemi Adegboyega

mavic's cake

Tanke, Ilorin, Nigeria

"I started the cooperative last year, and it has really helped me a lot especially in savings and acquiring more tools for my business. before joining, i had no clear path or resources but vetlep empowered me financially and gave me direction. i'm very grateful for this opportunity. thank you for your support."

AYINLA IBRAHIM AYINLA

AYINLA IBRAHIM AYINLA

agro chemical seller

Oke Ode, Ilorin, Nigeria

"Since joining vetlep, i've seen real improvement not just in my business, but in my mindset too. being part of the organisation gave me access to financial support that helped me grow. for anyone considering it, you have to be part of the it to experience the benefit. vetlep truly makes a difference."

IDOWU BELLO OMOBOLA

IDOWU BELLO OMOBOLA

business owner

Tipper Garage, Ilorin, Nigeria

"Thanks to vetlep, i was able to support and grow my business. the financial assistance gave me clarity and helped me overcome challenges i was facing. i'm truly satisfied with the outcome, and i'm grateful for the opportunity and support. vetlep has really made a difference in my journey."

ABDULWAHEED HALIMAT

ABDULWAHEED HALIMAT

Tipper Garage, Ilorin, Nigeria

"Through the support i received from vetlep, i was able to handle school needs for my children, business challenges and family reponsibilites. the assistance helped me stay focused and manage difficulties more easily. i'm truly grateful for the opportunity and support. vetlep has been a blessing in my life."

ABIODUN SAMUEL ATOYEBI

ABIODUN SAMUEL ATOYEBI

Tipper Garage, Ilorin, Nigeria

"Vetlep support came at the right time. with the loan, i was able to stay active and focused on the goals. it truly made a difference in my life. thank you vetlep."

OJO DADA ADEBAYO

OJO DADA ADEBAYO

tricycle rider and owner

Tanke, Ilorin, Nigeria

"At first, i was overwhelmed, but thanks to vetlep, i was able to manage my reponsibilites. the loan support helped me stay focused and take real steps forward. i'm sincerely grateful for the opportunity and the encourage along the way. thank you vetlep."

Abdullateef Adebayo Olaitan

Abdullateef Adebayo Olaitan

cow and ram seller

Mandate Market, Ilorin, Nigeria

"Before vetlep, things were difficult and uncertain. but with their support, i gained stability and dircetion. the loan helped me organise my activites, manage responsibilites, and improve my situation step by step. i'm thankful for the empowerment and growth that came through vetlep. and their interest rate today in ilorin ia the lowest and they are very real. "

1 of 7
10K+
Happy Customers
₦100M+
Loans Disbursed
98%
Satisfaction Rate
24hrs
Average Approval

Empowering Nigerian entrepreneurs with innovative microcredit solutions. Transforming businesses, communities, and lives across Nigeria.

Contact Info

No 58, University Road,
Opposite T&K Eatry,
Ilorin, Kwara State,
Nigeria

+234 806 1716 217

+234 916 9982 368

vetlepvaldymas@gmail.com

Business Hours

Monday - Friday: 8:00 AM - 6:00 PM
Saturday: 9:00 AM - 4:00 PM
Sunday: Closed

© 2025 VETLEP. All rights reserved. Empowering Nigerian entrepreneurs since 2020.